CarContractScan Legal

Terms of Service

Effective date: 2026-04-28 App: CarContractScan (the “App”) Operator: Fractalthink (“we,” “us,” “our”)

These Terms govern your use of the App. By installing or using the App, you agree to these Terms and to the Privacy Policy. If you do not agree, do not use the App.

We have written these Terms in plain language. Defined terms (capitalized) are explained on first use.

1. What the App does

The App lets you scan a dealership car-purchase contract with your phone’s camera. It uses a third-party language-model service to produce a plain-English summary, identify key dates and amounts, and flag clauses that may be unusual or worth questioning before you sign.

2. Not legal advice

The App does not provide legal advice. It produces an informational summary, not a legal opinion. The output may be incomplete, inaccurate, or wrong about your specific contract, jurisdiction, or facts. Always consult a qualified attorney licensed in your jurisdiction before signing any contract you have questions about.

You agree that:

• You will not rely solely on the App’s output to decide whether to sign a contract.
• The App is not your lawyer and using it does not create an attorney-client relationship with us.
• We do not review, approve, or vouch for any specific contract.
• The “risk flags” the App produces are heuristic — they identify clauses that may be worth questioning, not clauses that are definitely problematic or illegal.

3. Eligibility

To use the App you must:

• Be at least 13 years old (or the equivalent minimum age in your country).
• Have the legal authority to accept these Terms — for yourself, or on behalf of an organization if you are using the App on its behalf.
• Not be barred from using the App under applicable law or App Store rules.

4. Your account / identity

The App does not require a user account. We assign you an anonymous identifier through our purchase-management provider (see Privacy Policy) so we can associate scan credits with your install. You are responsible for the device on which the App is installed.

5. Scan credits and in-app purchases

The App is free to install. Each contract analysis consumes one scan credit. Credits are sold as one-time consumable in-app purchases through the Apple App Store.

• Pricing and availability are shown in the App and may change.
• Apple processes all payments. We do not receive or store your payment information.
• Refunds for in-app purchases are governed by Apple’s standard refund policy. Requests should be made through Apple, not us. We will support Apple’s refund process when contacted.
• Restore Purchases — if you reinstall the App, you may be able to restore unconsumed credits via “Restore Purchases” in Settings. Credits already consumed by completed scans cannot be restored.
• Promotional credits, if offered, may have additional terms shown at the time they are offered.
• Maximum balance. To prevent hoarding and abuse, we may limit the number of unused scan credits you can hold at one time. The current limit is shown in the App’s purchase screen. If you are at the limit, use a credit (run a scan) before buying more.

6. Acceptable use

You agree not to:

• Use the App to scan documents you do not have permission to scan.
• Submit non-contract images (other people’s documents, copyrighted works, illegal content) for analysis.
• Reverse-engineer, decompile, or extract the App’s source code beyond what is permitted by applicable law.
• Attempt to bypass our anti-abuse measures (App Check, rate limits, killswitch) or to make automated requests to our backend.
• Use the App to harass, defraud, or harm anyone.
• Resell or commercialize the App’s output without our written permission.

We may suspend or block your access to our backend (and therefore the App’s analysis feature) if we reasonably believe you are violating this section.

7. Intellectual property

We own the App, our backend, our prompts, and the design of the App’s output format. You own the contracts you scan and the resulting analysis as it pertains to your contract.

You grant us a limited, non-exclusive license to process your scanned contracts solely to deliver the analysis you requested. We do not use your contracts to train AI models. We do not retain your contracts after the analysis finishes.

8. Third-party services

The App uses third-party services to function — Apple (App Store, payments), Anthropic (analysis), RevenueCat (purchases), Google/Firebase (anti-abuse), and our hosting providers. Their terms and privacy policies apply alongside ours; see the Privacy Policy for the full list and links.

We are not responsible for downtime, errors, or changes in those services that affect the App.

9. Disclaimers

THE APP IS PROVIDED “AS IS” AND “AS AVAILABLE.” TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, ACCURACY, AND NON-INFRINGEMENT.

WE DO NOT WARRANT THAT THE APP’S OUTPUT IS ACCURATE, COMPLETE, OR SUITABLE FOR YOUR PURPOSE. SEE SECTION 2 — THE APP IS NOT LEGAL ADVICE.

10. Limitation of liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR FOR ANY LOSS OF PROFITS, REVENUE, DATA, OR GOODWILL, ARISING OUT OF OR RELATED TO YOUR USE OF THE APP, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

OUR TOTAL LIABILITY FOR ANY CLAIM ARISING OUT OF OR RELATED TO THE APP WILL NOT EXCEED THE GREATER OF (A) THE AMOUNT YOU PAID US FOR SCAN CREDITS IN THE TWELVE MONTHS BEFORE THE EVENT GIVING RISE TO THE CLAIM, OR (B) FIFTY U.S. DOLLARS ($50).

Some jurisdictions do not allow the exclusion or limitation of certain damages. In those jurisdictions, our liability is limited to the maximum extent permitted by law.

11. Indemnification

You agree to indemnify and hold us harmless from any claim, loss, or expense (including reasonable attorneys’ fees) arising out of (a) your misuse of the App, (b) your violation of these Terms, or (c) your violation of any law or third-party right.

12. Termination

You can stop using the App at any time by uninstalling it.

We may suspend or terminate your access to our backend if you violate these Terms or if we discontinue the App. If we discontinue the App entirely, we will give reasonable notice in the App or on our website where practical. Unconsumed credits at the time of termination may be refunded through Apple at our discretion.

Sections that by their nature should survive termination (intellectual property, disclaimers, limitation of liability, governing law, and these survival provisions) survive.

13. Governing law and disputes

These Terms are governed by the laws of the State of Illinois, USA, without regard to conflict-of-law principles. Disputes will be resolved exclusively in the state and federal courts located in Cook County, Illinois, and you and we consent to the personal jurisdiction of those courts.

If you are a consumer in the EU, UK, or another jurisdiction with mandatory consumer-protection law, nothing in this section limits the rights you have under that law.

14. Changes to these Terms

We may update these Terms from time to time. The latest version is always at https://legal.fractalthink.com/terms.

When we make a substantive change, we will bump the version constant in the App and you will be asked to re-accept these Terms on next launch. Minor edits (typos, clarifications) will not trigger re-acceptance.

If you do not accept the updated Terms, your only option is to stop using the App.

15. Apple-specific terms

If you obtained the App from the Apple App Store, the following also applies:

• These Terms are between you and Fractalthink, not Apple. Apple is not responsible for the App or its content.
• Apple has no obligation to provide maintenance or support for the App.
• In the event of any failure of the App to conform to any applicable warranty, you may notify Apple, and Apple will refund the purchase price (if any) for the App. To the maximum extent permitted by applicable law, Apple has no other warranty obligation whatsoever with respect to the App.
• Apple is not responsible for addressing any claims by you or any third party related to the App, including product-liability claims, claims that the App fails to conform to any applicable legal or regulatory requirement, claims arising under consumer protection or similar legislation, or intellectual-property infringement claims.
• Apple and its subsidiaries are third-party beneficiaries of these Terms with respect to your license to use the App, and upon your acceptance of these Terms, Apple has the right (and is deemed to have accepted the right) to enforce these Terms against you.

16. Miscellaneous

• Severability. If any part of these Terms is found unenforceable, the rest remains in effect.
• No waiver. Our failure to enforce a provision is not a waiver of our right to enforce it later.
• Entire agreement. These Terms and the Privacy Policy are the entire agreement between you and us about the App.
• Assignment. You may not assign these Terms. We may assign them in connection with a merger, acquisition, or sale of substantially all our assets.

Contact

Email: support@fractalthink.com
Operator: Fractalthink

Postal address (registered agent):
Northwest Registered Agent
2501 Chatham Rd. Ste. N
Springfield, IL 62704

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These Terms are provided in plain language and are not a substitute for advice from an attorney licensed in your jurisdiction.